How do you picture your retirement?

News

Riding out market ups and downs

Market turbulence continues, with the Dow Jones, NASDAQ and S&P 500 hitting their lowest levels in months. While there is much speculation about the cause of the sell-off, including rising interest rates, trade war and political conflict to name a few, it’s important to remember market turbulence is not new. It happens with regularity – and has since the beginning. Even though market volatility can be uncomfortable for investors, be sure to remain calm and not panic. Remember, your retirement plan is a long-term investment. To help manage risk, rebalance your portfolio regularly so it’s well diversified. Also, base all of your investment decisions on your individual needs and risk tolerance – and ride out market ups and downs. Diversification and rebalancing are a way to manage risk and are not guaranteed to protect against loss. Learn more.

2019 contribution limits announced

The Internal Revenue Service announced cost-of-living adjustments affecting dollar limitations for pension plans and other retirement-related items for the 2019 tax year. For 2019, you can contribute up to $19,000 in qualified retirement plans. The catch-up contribution limit, impacting those over age 50, remained at $6,000.

Website enhancements

Within the Account Detail section, you now have quick links at the top of the page to easily access key information on the site. The withdrawals portion has also been expanded to show tax withholding, required minimum distribution and installment payment information. On the Account Summary page, you can now view your balance as a particular date, up to two years in the past.

Protecting your account

Data breaches, identify theft, and cybersecurity are frequent topics in the news as technology continues to change our world. As an insurance and financial services company, safeguarding private information is extremely important to Securian. Our technology, systems and processes integrate high levels of confidentiality and security. View 5 steps you can take to help further protect your retirement plan account.